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the lack of money makes some things impossible.
i was laid
off three times in a two-year period, first losing my job at a major aluminum
manufacturer after over six years of work, then being laid off from two of
three straight failing dot-coms that were too dependent upon venture capital
for their operating capital. i'm 40 years old with a wife and two kids, and
all of the 401(k) money that would have gone for my retirement is long gone.
i am now working for less than 60% of my prior salary. i've been waiting
over six months for the raise promised me when i took on a new position with
my current employer. the bills continue to pile up.
my house payment has been two months past due for the last four months, and
it's getting worse. the IRS just let me know that an error on my 1999 tax
return is going to cost me another $1600 that i don't have, and i worry about
what they might take from me to satisfy the debt. over $40,000 in student loans
come due in less than six months, and i can't pay anything on them. my credit
is totally shot. sadly, bankruptcy won't be of much help, and it costs money to
file that i also don't have.
that's not just a sob story. that's my reality. the job market for web
developers stinks, and has for over a year, and i can't get back to the
level of income that i once held. my wife is working now too, but what
little she makes doesn't begin to make up for the lost income from the
layoff. your kind donation will do much to get my family and me out of
the hole that we're now in. your generosity are sincerely appreciated.
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